Payer rate profile

UnitedHealthcare

Rate distribution profile across 47 states — derived from CMS Transparency in Coverage MRF data, 144,391 provider rate observations.

States with data

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Hampshire, New Jersey, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin

Provider observations

144,391

April 2026 vintage

Distribution width

Narrow spread

IQR / P50 ratio — rate-dispersion shape

Psychologist premium

Observed

Exact delta in report

Rate Distribution Profile

How rates spread across the network

Texas · CPT 90837 · Licensed Therapists

4

Moderate spread (IQR/P50 15%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=6,493 provider observations · exact percentile dollars in full report

moderate (15%)

Texas · CPT 90837 · Licensed Psychologists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,261 provider observations · exact percentile dollars in full report

narrow (0%)

Texas · CPT 90837 · Psychiatric Nurse Practitioners

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,383 provider observations · exact percentile dollars in full report

narrow (0%)

Texas · CPT 90837 · Psychiatrists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,319 provider observations · exact percentile dollars in full report

narrow (0%)

California · CPT 90837 · Licensed Therapists

5

Moderate spread (IQR/P50 13%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=10,063 provider observations · exact percentile dollars in full report

moderate (13%)

California · CPT 90837 · Licensed Psychologists

4

Narrow spread (IQR/P50 7%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=2,667 provider observations · exact percentile dollars in full report

narrow (7%)

California · CPT 90837 · Psychiatric Nurse Practitioners

4

Narrow spread (IQR/P50 10%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=804 provider observations · exact percentile dollars in full report

narrow (10%)

California · CPT 90837 · Psychiatrists

3

Wide spread (IQR/P50 59%) — substantial variation between network positions; rate outcome depends heavily on which network tier applies.

P10P25P50P75P90

n=1,668 provider observations · exact percentile dollars in full report

wide (59%)

New York · CPT 90837 · Licensed Therapists

5

Moderate spread (IQR/P50 10%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=9,295 provider observations · exact percentile dollars in full report

moderate (10%)

New York · CPT 90837 · Licensed Psychologists

4

Narrow spread (IQR/P50 9%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=2,335 provider observations · exact percentile dollars in full report

narrow (9%)

New York · CPT 90837 · Psychiatric Nurse Practitioners

4

Moderate spread (IQR/P50 18%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=938 provider observations · exact percentile dollars in full report

moderate (18%)

New York · CPT 90837 · Psychiatrists

4

Narrow spread (IQR/P50 9%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,372 provider observations · exact percentile dollars in full report

narrow (9%)

Florida · CPT 90837 · Licensed Therapists

4

Moderate spread (IQR/P50 20%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=2,156 provider observations · exact percentile dollars in full report

moderate (20%)

Florida · CPT 90837 · Licensed Psychologists

3

Moderate spread (IQR/P50 28%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=379 provider observations · exact percentile dollars in full report

moderate (28%)

Florida · CPT 90837 · Psychiatric Nurse Practitioners

3

Moderate spread (IQR/P50 13%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=360 provider observations · exact percentile dollars in full report

moderate (13%)

Florida · CPT 90837 · Psychiatrists

3

Moderate spread (IQR/P50 23%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=404 provider observations · exact percentile dollars in full report

moderate (23%)

Pennsylvania · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 5%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=654 provider observations · exact percentile dollars in full report

narrow (5%)

Pennsylvania · CPT 90837 · Licensed Psychologists

4

Narrow spread (IQR/P50 5%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=313 provider observations · exact percentile dollars in full report

narrow (5%)

Pennsylvania · CPT 90837 · Psychiatric Nurse Practitioners

3

Narrow spread (IQR/P50 5%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=83 provider observations · exact percentile dollars in full report

narrow (5%)

Pennsylvania · CPT 90837 · Psychiatrists

3

Narrow spread (IQR/P50 5%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=199 provider observations · exact percentile dollars in full report

narrow (5%)

Illinois · CPT 90837 · Licensed Therapists

5

Narrow spread (IQR/P50 7%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=4,749 provider observations · exact percentile dollars in full report

narrow (7%)

Illinois · CPT 90837 · Licensed Psychologists

4

Moderate spread (IQR/P50 24%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=1,262 provider observations · exact percentile dollars in full report

moderate (24%)

Illinois · CPT 90837 · Psychiatric Nurse Practitioners

4

Moderate spread (IQR/P50 10%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=386 provider observations · exact percentile dollars in full report

moderate (10%)

Illinois · CPT 90837 · Psychiatrists

3

Moderate spread (IQR/P50 22%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=590 provider observations · exact percentile dollars in full report

moderate (22%)

Ohio · CPT 90837 · Licensed Therapists

5

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=4,581 provider observations · exact percentile dollars in full report

narrow (0%)

Ohio · CPT 90837 · Licensed Psychologists

3

Wide spread (IQR/P50 49%) — substantial variation between network positions; rate outcome depends heavily on which network tier applies.

P10P25P50P75P90

n=1,215 provider observations · exact percentile dollars in full report

wide (49%)

Ohio · CPT 90837 · Psychiatric Nurse Practitioners

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,009 provider observations · exact percentile dollars in full report

narrow (0%)

Ohio · CPT 90837 · Psychiatrists

4

Narrow spread (IQR/P50 4%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=865 provider observations · exact percentile dollars in full report

narrow (4%)

Georgia · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 10%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=348 provider observations · exact percentile dollars in full report

narrow (10%)

Georgia · CPT 90837 · Psychiatric Nurse Practitioners

2

Moderate spread (IQR/P50 26%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=67 provider observations · exact percentile dollars in full report

moderate (26%)

Georgia · CPT 90837 · Psychiatrists

2

Wide spread (IQR/P50 55%) — substantial variation between network positions; rate outcome depends heavily on which network tier applies.

P10P25P50P75P90

n=153 provider observations · exact percentile dollars in full report

wide (55%)

North Carolina · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 5%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=791 provider observations · exact percentile dollars in full report

narrow (5%)

North Carolina · CPT 90837 · Licensed Psychologists

3

Narrow spread (IQR/P50 5%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=82 provider observations · exact percentile dollars in full report

narrow (5%)

North Carolina · CPT 90837 · Psychiatric Nurse Practitioners

3

Narrow spread (IQR/P50 5%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=92 provider observations · exact percentile dollars in full report

narrow (5%)

North Carolina · CPT 90837 · Psychiatrists

3

Narrow spread (IQR/P50 6%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=118 provider observations · exact percentile dollars in full report

narrow (6%)

Michigan · CPT 90837 · Licensed Therapists

5

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=4,301 provider observations · exact percentile dollars in full report

narrow (0%)

Michigan · CPT 90837 · Licensed Psychologists

3

Moderate spread (IQR/P50 25%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=1,245 provider observations · exact percentile dollars in full report

moderate (25%)

Michigan · CPT 90837 · Psychiatric Nurse Practitioners

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=240 provider observations · exact percentile dollars in full report

narrow (0%)

Michigan · CPT 90837 · Psychiatrists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=511 provider observations · exact percentile dollars in full report

narrow (0%)

New Jersey · CPT 90837 · Licensed Therapists

4

Moderate spread (IQR/P50 16%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=2,819 provider observations · exact percentile dollars in full report

moderate (16%)

New Jersey · CPT 90837 · Licensed Psychologists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=523 provider observations · exact percentile dollars in full report

narrow (0%)

New Jersey · CPT 90837 · Psychiatric Nurse Practitioners

4

Moderate spread (IQR/P50 14%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=525 provider observations · exact percentile dollars in full report

moderate (14%)

New Jersey · CPT 90837 · Psychiatrists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=382 provider observations · exact percentile dollars in full report

narrow (0%)

Virginia · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=437 provider observations · exact percentile dollars in full report

narrow (0%)

Virginia · CPT 90837 · Licensed Psychologists

3

Moderate spread (IQR/P50 25%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=111 provider observations · exact percentile dollars in full report

moderate (25%)

Virginia · CPT 90837 · Psychiatric Nurse Practitioners

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=66 provider observations · exact percentile dollars in full report

narrow (0%)

Virginia · CPT 90837 · Psychiatrists

3

Moderate spread (IQR/P50 20%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=130 provider observations · exact percentile dollars in full report

moderate (20%)

Arizona · CPT 90837 · Licensed Therapists

4

Moderate spread (IQR/P50 10%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=1,360 provider observations · exact percentile dollars in full report

moderate (10%)

Arizona · CPT 90837 · Licensed Psychologists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=314 provider observations · exact percentile dollars in full report

narrow (0%)

Arizona · CPT 90837 · Psychiatric Nurse Practitioners

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=677 provider observations · exact percentile dollars in full report

narrow (0%)

Arizona · CPT 90837 · Psychiatrists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=410 provider observations · exact percentile dollars in full report

narrow (0%)

Washington · CPT 90837 · Licensed Therapists

3

Moderate spread (IQR/P50 24%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=998 provider observations · exact percentile dollars in full report

moderate (24%)

Washington · CPT 90837 · Licensed Psychologists

2

Wide spread (IQR/P50 60%) — substantial variation between network positions; rate outcome depends heavily on which network tier applies.

P10P25P50P75P90

n=176 provider observations · exact percentile dollars in full report

wide (60%)

Washington · CPT 90837 · Psychiatric Nurse Practitioners

2

Wide spread (IQR/P50 46%) — substantial variation between network positions; rate outcome depends heavily on which network tier applies.

P10P25P50P75P90

n=195 provider observations · exact percentile dollars in full report

wide (46%)

Washington · CPT 90837 · Psychiatrists

3

Wide spread (IQR/P50 33%) — substantial variation between network positions; rate outcome depends heavily on which network tier applies.

P10P25P50P75P90

n=217 provider observations · exact percentile dollars in full report

wide (33%)

Tennessee · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=395 provider observations · exact percentile dollars in full report

narrow (0%)

Tennessee · CPT 90837 · Licensed Psychologists

3

Narrow spread (IQR/P50 5%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=134 provider observations · exact percentile dollars in full report

narrow (5%)

Tennessee · CPT 90837 · Psychiatric Nurse Practitioners

3

Moderate spread (IQR/P50 14%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=107 provider observations · exact percentile dollars in full report

moderate (14%)

Tennessee · CPT 90837 · Psychiatrists

2

Wide spread (IQR/P50 35%) — substantial variation between network positions; rate outcome depends heavily on which network tier applies.

P10P25P50P75P90

n=123 provider observations · exact percentile dollars in full report

wide (35%)

Massachusetts · CPT 90837 · Licensed Therapists

5

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=8,444 provider observations · exact percentile dollars in full report

narrow (0%)

Massachusetts · CPT 90837 · Licensed Psychologists

4

Moderate spread (IQR/P50 25%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=1,672 provider observations · exact percentile dollars in full report

moderate (25%)

Massachusetts · CPT 90837 · Psychiatric Nurse Practitioners

4

Narrow spread (IQR/P50 1%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=888 provider observations · exact percentile dollars in full report

narrow (1%)

Indiana · CPT 90837 · Licensed Therapists

5

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=2,521 provider observations · exact percentile dollars in full report

narrow (0%)

Indiana · CPT 90837 · Licensed Psychologists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=440 provider observations · exact percentile dollars in full report

narrow (0%)

Indiana · CPT 90837 · Psychiatric Nurse Practitioners

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=306 provider observations · exact percentile dollars in full report

narrow (0%)

Indiana · CPT 90837 · Psychiatrists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=302 provider observations · exact percentile dollars in full report

narrow (0%)

Missouri · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 5%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,588 provider observations · exact percentile dollars in full report

narrow (5%)

Missouri · CPT 90837 · Licensed Psychologists

4

Narrow spread (IQR/P50 5%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=392 provider observations · exact percentile dollars in full report

narrow (5%)

Missouri · CPT 90837 · Psychiatric Nurse Practitioners

4

Narrow spread (IQR/P50 5%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=238 provider observations · exact percentile dollars in full report

narrow (5%)

Missouri · CPT 90837 · Psychiatrists

4

Narrow spread (IQR/P50 5%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=421 provider observations · exact percentile dollars in full report

narrow (5%)

Maryland · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 7%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=446 provider observations · exact percentile dollars in full report

narrow (7%)

Maryland · CPT 90837 · Licensed Psychologists

3

Moderate spread (IQR/P50 24%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=105 provider observations · exact percentile dollars in full report

moderate (24%)

Maryland · CPT 90837 · Psychiatric Nurse Practitioners

3

Moderate spread (IQR/P50 15%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=140 provider observations · exact percentile dollars in full report

moderate (15%)

Maryland · CPT 90837 · Psychiatrists

3

Moderate spread (IQR/P50 22%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=92 provider observations · exact percentile dollars in full report

moderate (22%)

Wisconsin · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,776 provider observations · exact percentile dollars in full report

narrow (0%)

Wisconsin · CPT 90837 · Licensed Psychologists

2

Wide spread (IQR/P50 63%) — substantial variation between network positions; rate outcome depends heavily on which network tier applies.

P10P25P50P75P90

n=481 provider observations · exact percentile dollars in full report

wide (63%)

Wisconsin · CPT 90837 · Psychiatric Nurse Practitioners

3

Moderate spread (IQR/P50 22%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=255 provider observations · exact percentile dollars in full report

moderate (22%)

Colorado · CPT 90837 · Licensed Therapists

4

Moderate spread (IQR/P50 14%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=3,793 provider observations · exact percentile dollars in full report

moderate (14%)

Colorado · CPT 90837 · Licensed Psychologists

4

Narrow spread (IQR/P50 9%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=772 provider observations · exact percentile dollars in full report

narrow (9%)

Colorado · CPT 90837 · Psychiatric Nurse Practitioners

4

Narrow spread (IQR/P50 7%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=443 provider observations · exact percentile dollars in full report

narrow (7%)

Colorado · CPT 90837 · Psychiatrists

4

Narrow spread (IQR/P50 7%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=335 provider observations · exact percentile dollars in full report

narrow (7%)

Minnesota · CPT 90837 · Licensed Therapists

5

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=3,644 provider observations · exact percentile dollars in full report

narrow (0%)

Minnesota · CPT 90837 · Licensed Psychologists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,159 provider observations · exact percentile dollars in full report

narrow (0%)

Minnesota · CPT 90837 · Psychiatric Nurse Practitioners

3

Moderate spread (IQR/P50 25%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=351 provider observations · exact percentile dollars in full report

moderate (25%)

Minnesota · CPT 90837 · Psychiatrists

2

Wide spread (IQR/P50 68%) — substantial variation between network positions; rate outcome depends heavily on which network tier applies.

P10P25P50P75P90

n=364 provider observations · exact percentile dollars in full report

wide (68%)

South Carolina · CPT 90837 · Licensed Therapists

3

Moderate spread (IQR/P50 10%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=142 provider observations · exact percentile dollars in full report

moderate (10%)

South Carolina · CPT 90837 · Psychiatrists

3

Moderate spread (IQR/P50 14%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=48 provider observations · exact percentile dollars in full report

moderate (14%)

Alabama · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=605 provider observations · exact percentile dollars in full report

narrow (0%)

Alabama · CPT 90837 · Licensed Psychologists

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=77 provider observations · exact percentile dollars in full report

narrow (0%)

Alabama · CPT 90837 · Psychiatric Nurse Practitioners

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=127 provider observations · exact percentile dollars in full report

narrow (0%)

Alabama · CPT 90837 · Psychiatrists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=161 provider observations · exact percentile dollars in full report

narrow (0%)

Louisiana · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,537 provider observations · exact percentile dollars in full report

narrow (0%)

Louisiana · CPT 90837 · Licensed Psychologists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=157 provider observations · exact percentile dollars in full report

narrow (0%)

Louisiana · CPT 90837 · Psychiatric Nurse Practitioners

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=303 provider observations · exact percentile dollars in full report

narrow (0%)

Louisiana · CPT 90837 · Psychiatrists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=270 provider observations · exact percentile dollars in full report

narrow (0%)

Kentucky · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,935 provider observations · exact percentile dollars in full report

narrow (0%)

Kentucky · CPT 90837 · Licensed Psychologists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=279 provider observations · exact percentile dollars in full report

narrow (0%)

Kentucky · CPT 90837 · Psychiatric Nurse Practitioners

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=436 provider observations · exact percentile dollars in full report

narrow (0%)

Kentucky · CPT 90837 · Psychiatrists

3

Narrow spread (IQR/P50 4%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=207 provider observations · exact percentile dollars in full report

narrow (4%)

Oregon · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,820 provider observations · exact percentile dollars in full report

narrow (0%)

Oregon · CPT 90837 · Licensed Psychologists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=416 provider observations · exact percentile dollars in full report

narrow (0%)

Oregon · CPT 90837 · Psychiatric Nurse Practitioners

4

Narrow spread (IQR/P50 3%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=282 provider observations · exact percentile dollars in full report

narrow (3%)

Oregon · CPT 90837 · Psychiatrists

3

Moderate spread (IQR/P50 23%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=227 provider observations · exact percentile dollars in full report

moderate (23%)

Oklahoma · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,485 provider observations · exact percentile dollars in full report

narrow (0%)

Oklahoma · CPT 90837 · Licensed Psychologists

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=145 provider observations · exact percentile dollars in full report

narrow (0%)

Oklahoma · CPT 90837 · Psychiatric Nurse Practitioners

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=88 provider observations · exact percentile dollars in full report

narrow (0%)

Oklahoma · CPT 90837 · Psychiatrists

3

Narrow spread (IQR/P50 4%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=183 provider observations · exact percentile dollars in full report

narrow (4%)

Connecticut · CPT 90837 · Licensed Therapists

5

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=3,482 provider observations · exact percentile dollars in full report

narrow (0%)

Connecticut · CPT 90837 · Licensed Psychologists

4

Narrow spread (IQR/P50 9%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=494 provider observations · exact percentile dollars in full report

narrow (9%)

Connecticut · CPT 90837 · Psychiatric Nurse Practitioners

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=403 provider observations · exact percentile dollars in full report

narrow (0%)

Connecticut · CPT 90837 · Psychiatrists

3

Moderate spread (IQR/P50 16%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=409 provider observations · exact percentile dollars in full report

moderate (16%)

Utah · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,814 provider observations · exact percentile dollars in full report

narrow (0%)

Utah · CPT 90837 · Licensed Psychologists

4

Narrow spread (IQR/P50 1%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=232 provider observations · exact percentile dollars in full report

narrow (1%)

Utah · CPT 90837 · Psychiatric Nurse Practitioners

3

Narrow spread (IQR/P50 9%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=197 provider observations · exact percentile dollars in full report

narrow (9%)

Utah · CPT 90837 · Psychiatrists

3

Moderate spread (IQR/P50 20%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=184 provider observations · exact percentile dollars in full report

moderate (20%)

Iowa · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,539 provider observations · exact percentile dollars in full report

narrow (0%)

Iowa · CPT 90837 · Licensed Psychologists

3

Narrow spread (IQR/P50 9%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=161 provider observations · exact percentile dollars in full report

narrow (9%)

Iowa · CPT 90837 · Psychiatric Nurse Practitioners

4

Narrow spread (IQR/P50 5%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=245 provider observations · exact percentile dollars in full report

narrow (5%)

Iowa · CPT 90837 · Psychiatrists

3

Moderate spread (IQR/P50 11%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=168 provider observations · exact percentile dollars in full report

moderate (11%)

Nevada · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=934 provider observations · exact percentile dollars in full report

narrow (0%)

Nevada · CPT 90837 · Licensed Psychologists

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=94 provider observations · exact percentile dollars in full report

narrow (0%)

Nevada · CPT 90837 · Psychiatric Nurse Practitioners

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=189 provider observations · exact percentile dollars in full report

narrow (0%)

Nevada · CPT 90837 · Psychiatrists

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=105 provider observations · exact percentile dollars in full report

narrow (0%)

Arkansas · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,065 provider observations · exact percentile dollars in full report

narrow (0%)

Arkansas · CPT 90837 · Licensed Psychologists

3

Moderate spread (IQR/P50 21%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=118 provider observations · exact percentile dollars in full report

moderate (21%)

Arkansas · CPT 90837 · Psychiatric Nurse Practitioners

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=159 provider observations · exact percentile dollars in full report

narrow (0%)

Arkansas · CPT 90837 · Psychiatrists

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=112 provider observations · exact percentile dollars in full report

narrow (0%)

Mississippi · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=452 provider observations · exact percentile dollars in full report

narrow (0%)

Mississippi · CPT 90837 · Licensed Psychologists

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=68 provider observations · exact percentile dollars in full report

narrow (0%)

Mississippi · CPT 90837 · Psychiatric Nurse Practitioners

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=174 provider observations · exact percentile dollars in full report

narrow (0%)

Mississippi · CPT 90837 · Psychiatrists

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=80 provider observations · exact percentile dollars in full report

narrow (0%)

Kansas · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,016 provider observations · exact percentile dollars in full report

narrow (0%)

Kansas · CPT 90837 · Licensed Psychologists

3

Moderate spread (IQR/P50 25%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=260 provider observations · exact percentile dollars in full report

moderate (25%)

Kansas · CPT 90837 · Psychiatric Nurse Practitioners

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=168 provider observations · exact percentile dollars in full report

narrow (0%)

Kansas · CPT 90837 · Psychiatrists

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=96 provider observations · exact percentile dollars in full report

narrow (0%)

Nebraska · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,460 provider observations · exact percentile dollars in full report

narrow (0%)

Nebraska · CPT 90837 · Licensed Psychologists

3

Narrow spread (IQR/P50 3%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=168 provider observations · exact percentile dollars in full report

narrow (3%)

Nebraska · CPT 90837 · Psychiatric Nurse Practitioners

3

Moderate spread (IQR/P50 12%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=131 provider observations · exact percentile dollars in full report

moderate (12%)

Nebraska · CPT 90837 · Psychiatrists

2

Wide spread (IQR/P50 35%) — substantial variation between network positions; rate outcome depends heavily on which network tier applies.

P10P25P50P75P90

n=102 provider observations · exact percentile dollars in full report

wide (35%)

West Virginia · CPT 90837 · Licensed Therapists

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=55 provider observations · exact percentile dollars in full report

narrow (0%)

West Virginia · CPT 90837 · Licensed Psychologists

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=36 provider observations · exact percentile dollars in full report

narrow (0%)

West Virginia · CPT 90837 · Psychiatrists

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=40 provider observations · exact percentile dollars in full report

narrow (0%)

Idaho · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,069 provider observations · exact percentile dollars in full report

narrow (0%)

Idaho · CPT 90837 · Licensed Psychologists

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=82 provider observations · exact percentile dollars in full report

narrow (0%)

Idaho · CPT 90837 · Psychiatric Nurse Practitioners

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=125 provider observations · exact percentile dollars in full report

narrow (0%)

Idaho · CPT 90837 · Psychiatrists

3

Narrow spread (IQR/P50 5%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=78 provider observations · exact percentile dollars in full report

narrow (5%)

Hawaii · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=464 provider observations · exact percentile dollars in full report

narrow (0%)

Hawaii · CPT 90837 · Licensed Psychologists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=241 provider observations · exact percentile dollars in full report

narrow (0%)

Hawaii · CPT 90837 · Psychiatric Nurse Practitioners

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=43 provider observations · exact percentile dollars in full report

narrow (0%)

Hawaii · CPT 90837 · Psychiatrists

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=83 provider observations · exact percentile dollars in full report

narrow (0%)

New Hampshire · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,099 provider observations · exact percentile dollars in full report

narrow (0%)

New Hampshire · CPT 90837 · Licensed Psychologists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=172 provider observations · exact percentile dollars in full report

narrow (0%)

New Hampshire · CPT 90837 · Psychiatric Nurse Practitioners

3

Moderate spread (IQR/P50 12%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=186 provider observations · exact percentile dollars in full report

moderate (12%)

New Hampshire · CPT 90837 · Psychiatrists

3

Moderate spread (IQR/P50 16%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=112 provider observations · exact percentile dollars in full report

moderate (16%)

Maine · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 5%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,550 provider observations · exact percentile dollars in full report

narrow (5%)

Maine · CPT 90837 · Licensed Psychologists

3

Narrow spread (IQR/P50 5%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=156 provider observations · exact percentile dollars in full report

narrow (5%)

Maine · CPT 90837 · Psychiatric Nurse Practitioners

3

Moderate spread (IQR/P50 23%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=237 provider observations · exact percentile dollars in full report

moderate (23%)

Maine · CPT 90837 · Psychiatrists

3

Moderate spread (IQR/P50 19%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=149 provider observations · exact percentile dollars in full report

moderate (19%)

Rhode Island · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=1,387 provider observations · exact percentile dollars in full report

narrow (0%)

Rhode Island · CPT 90837 · Licensed Psychologists

3

Moderate spread (IQR/P50 11%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=303 provider observations · exact percentile dollars in full report

moderate (11%)

Rhode Island · CPT 90837 · Psychiatric Nurse Practitioners

3

Narrow spread (IQR/P50 2%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=128 provider observations · exact percentile dollars in full report

narrow (2%)

Rhode Island · CPT 90837 · Psychiatrists

2

Wide spread (IQR/P50 37%) — substantial variation between network positions; rate outcome depends heavily on which network tier applies.

P10P25P50P75P90

n=206 provider observations · exact percentile dollars in full report

wide (37%)

Delaware · CPT 90837 · Licensed Therapists

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=68 provider observations · exact percentile dollars in full report

narrow (0%)

South Dakota · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=346 provider observations · exact percentile dollars in full report

narrow (0%)

South Dakota · CPT 90837 · Licensed Psychologists

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=54 provider observations · exact percentile dollars in full report

narrow (0%)

South Dakota · CPT 90837 · Psychiatric Nurse Practitioners

3

Narrow spread (IQR/P50 7%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=30 provider observations · exact percentile dollars in full report

narrow (7%)

South Dakota · CPT 90837 · Psychiatrists

3

Narrow spread (IQR/P50 8%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=41 provider observations · exact percentile dollars in full report

narrow (8%)

North Dakota · CPT 90837 · Licensed Therapists

4

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=175 provider observations · exact percentile dollars in full report

narrow (0%)

North Dakota · CPT 90837 · Licensed Psychologists

3

Narrow spread (IQR/P50 0%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=53 provider observations · exact percentile dollars in full report

narrow (0%)

Alaska · CPT 90837 · Licensed Therapists

2

Wide spread (IQR/P50 51%) — substantial variation between network positions; rate outcome depends heavily on which network tier applies.

P10P25P50P75P90

n=140 provider observations · exact percentile dollars in full report

wide (51%)

District of Columbia · CPT 90837 · Licensed Therapists

3

Narrow spread (IQR/P50 5%) — rates cluster tightly; most providers see similar contract rates.

P10P25P50P75P90

n=56 provider observations · exact percentile dollars in full report

narrow (5%)

Credential Premium

Psychologist vs. master’s-level delta

Observed P50 difference between Licensed Psychologists and Master’s-Level Therapists for CPT 90837 in Texas. Sourced from CMS TiC MRF data.

Licensed Therapists

LCSW, LPC/LMHC, LMFT, DSW

4n=6,493

Licensed Psychologists

PsyD, PhD

4n=1,261

A per-session psychologist premium is present and measurable for this payer in Texas (CPT 90837). The exact dollar delta, credential-level P10–P90, and sample-weighted confidence are available in the full rate report.

Data Quality

Confidence and coverage

Confidence rating

Moderate on one or more buckets — see per-report detail

States covered

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Hampshire, New Jersey, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin

Provider observations

144,391 across all reports

Data source

CMS Transparency in Coverage Machine-Readable Files (§ 147.210)

Vintage

April 2026

Methodology

All rate observations are sourced from CMS Transparency in Coverage MRFs under 45 CFR § 147.210. Distribution metrics (P10–P90, IQR/P50 ratio) are computed from pooled statewide commercial fee-for-service claims for outpatient psychotherapy. Characterizations such as “narrow” or “wide” distribution reflect statistical thresholds (IQR/P50 < 0.10 = narrow, 0.10–0.30 = moderate, > 0.30 = wide), not editorial judgments. Full methodology →