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UHC New York CPT 90837 Benchmark Report

PayerUnitedHealthcareStateNew YorkCPT Code90837VintageMarch 2026ConfidenceHigh

Median Contracted Rate

$121

Observed rates sit just below the Medicare anchor

The midpoint is -5.4% versus the 2025 Medicare reference, with most observed rates clustering between $121 and $134.

Freshness

Current as of March 1, 2026

Underlying payer data is current as of March 1, 2026 (March 2026), and this artifact was generated on April 8, 2026.

Sample Size

Verified Cohort

Parsed from 9,451 unique NPI records published in the UnitedHealthcare Transparency in Coverage disclosure.

Medicare Factor

Market Correlation

The median rate is currently relative to the local CMS fee schedule for this region.

If you believe a rate in this report is materially incorrect, contact corrections@ratescope.co. We review all correction requests within 5 business days and issue corrected reports or full refunds.

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RateScope
In-Network Rate Benchmark
March 2026 · New York
PayerUnitedHealthcareStateNew YorkCPT90837Providers9,451ConfidenceHigh
Rate benchmark · March 2026
Master's-Level Therapists in New York
CPT 90837 · Commercial plans · CMS Transparency in Coverage
Median in-network rate
$121
Per session · 9,451 providers
vs. Medicare PFS
Spread: $34 (P10–P90)
25th percentile
Lower quartile
Median
$121
50th percentile
75th percentile
Upper quartile
Data: CMS TiC MRFType: Negotiated ratesDedup: One rate per providerVintage: March 2026
Observed rates sit just below the Medicare anchor
The midpoint is -5.4% versus the 2025 Medicare reference, with most observed rates clustering between $121 and $134.
Benchmark corridor · CPT 90837 · New York
P10
▲ Median
$121
P90

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Source:
UnitedHealthcare Transparency in Coverage machine-readable file
Edition:
Q2 2026
Next refresh:
Quarterly — next scheduled refresh Q3 2026

How to use this benchmark

What you do next depends on where your rate falls relative to the Master’s-Level Therapist cohort. Three scenarios below — find yours and follow the steps.

Scenario A — Below market median

Your rate is below the market median. Here’s how to request a review.

1

Request a contract review call with your payer’s provider relations department — ask for the Provider Relations line specifically, not general member services.

2

Cite CPT 90837, your credential type (Master’s-Level Therapist), and this RateScope benchmark as your reference. Name the cohort size and confidence rating.

3

Ask for their current fee schedule for your network tier for CPT 90837 in New York. This surfaces whether the gap is structural (tier assignment) or negotiable.

4

Counter-offer at the P50 minimum — use this report as the evidence base. If you are above P25 but below P50, target P50 as the floor.

5

If denied, ask what threshold triggers a rate review cycle for your contract class. Document this in writing — it creates a reviewable record for the next cycle.

Scenario B — At or near market median

Your rate is competitive. Focus on renewal terms, not emergency review.

1

You are in a competitive position — focus on negotiating renewal terms rather than an emergency rate review. Rates at or above the market median are defensible as market-rate contracts.

2

Ask for a multi-year lock at your current rate before accepting any reduction at renewal. Payers sometimes offer flat renewals; locking in protects against future compression.

3

Track rate changes annually. If this benchmark’s median rises in a future release, you have documented grounds to request a review that cycle.

Scenario C — Above market median

Your rate is above market median. Document and leverage this position.

1

Document this rate alongside your credentialing records. A rate above the 75th percentile is a verifiable market advantage — keep the evidence accessible.

2

Use this as leverage with any new payer that offers below-median rates. You have a concrete reference showing what the market actually pays for this credential and code.

3

When your contract comes up for renewal, cite your current position in your counter-offer. If the payer proposes a reduction, point to this benchmark to argue the existing rate is already at market.

About this report

What payers are included in this report?

This report covers UnitedHealthcare negotiated rates for CPT 90837 in Texas, sourced from the federal Transparency in Coverage MRFs.

How current is the data?

The benchmark uses March 2026 TiC data. Rates reflect what UnitedHealthcare disclosed to CMS under the federal mandate.

What credential buckets are included?

The report separates master's-level therapists (LCSW, LPC, LMFT) from doctoral psychologists so you compare the cohort closest to your panel.

Is the full rate distribution shown?

The public page shows the P50 median preview. The paid report includes P10–P90 percentiles, sample size, confidence scoring, and Medicare comparison.

What's your refund policy?

14-day risk-free: full refund if the data isn't useful for your practice. No questions asked.

About this benchmark

What's in this benchmark

Pooled statewide NY commercial benchmark for UnitedHealthcare (Optum Health Behavioral Services) using the Optum Health Behavioral Services (OHBS-5) network for master's-level therapists and CPT 90837 with internal variation checks applied before publication.

Data quality

High confidencen=9,451 providersIQR/P50 0.102Heterogeneous distributionSubgroup medians coherent

The benchmark remains reportable, but internal variation means the median should be used with added nuance.