What insurance companies actually pay therapists.

These are the negotiated rates health plans disclosed to CMS under the federal Transparency in Coverage mandate — parsed, credential-separated, and benchmarked per payer.

Browse coverage How the data works →

Benchmark cells

224

Payers covered

Unique providers

20,259

States live

State-specific benchmarks

Alabama

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Alaska

1 credential tier · master_level

master_level

Arizona

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Arkansas

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

California

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Colorado

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Connecticut

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Delaware

1 credential tier · master_level

master_level

District of Columbia

1 credential tier · master_level

master_level

Florida

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Georgia

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Hawaii

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Idaho

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Illinois

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Indiana

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Iowa

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Kansas

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Kentucky

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Louisiana

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Maine

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Maryland

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Massachusetts

3 credential tiers · master_level, psychiatric-np, PsyD, PhD

master_levelpsychiatric-npLicensed Psychologists

Michigan

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Minnesota

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Mississippi

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Missouri

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Nebraska

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Nevada

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

New Hampshire

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

New Jersey

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

New York

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

North Carolina

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

North Dakota

2 credential tiers · master_level, PsyD, PhD

master_levelLicensed Psychologists

Ohio

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Oklahoma

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Oregon

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Pennsylvania

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Rhode Island

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

South Carolina

2 credential tiers · master_level, MD, DO

master_levelPsychiatrists

South Dakota

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Tennessee

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Texas

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Utah

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Virginia

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

Washington

4 credential tiers · master_level, psychiatric-np, MD, DO, PsyD, PhD

master_levelpsychiatric-npPsychiatristsLicensed Psychologists

West Virginia

3 credential tiers · master_level, MD, DO, PsyD, PhD

master_levelPsychiatristsLicensed Psychologists

Wisconsin

3 credential tiers · master_level, psychiatric-np, PsyD, PhD

master_levelpsychiatric-npLicensed Psychologists

Built from federal disclosure data.

Health plans are required by the Transparency in Coverage rule to publicly disclose every negotiated rate in machine-readable files under 45 CFR § 147.212, using the definitions in 45 CFR § 147.210. We parse those files, filter to fee-for-service outpatient therapy CPT codes, resolve provider credentials through the NPI registry, and publish the resulting percentile distribution — with sample size and confidence scoring visible before purchase.

Read the full methodology →

See where your rate falls.

74 public benchmark pages show coverage by payer, state, CPT, and credential, plus source vintage and validation status. No account required.

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