Payer Rate Profile
Blue Cross Blue Shield of Texas
Rate distribution profile across 1 state — derived from CMS Transparency in Coverage MRF data, 26,720 provider rate observations.
States with data
Texas
Provider observations
26,720
March 2026 vintage
TX 90837 median (master's)
$110
vs Medicare: -14.6%
Psychologist premium (TX 90837)
+$23
vs master's-level median
Rate Distribution Profile
How rates spread across the network
Texas · CPT 90837 · Master's-Level Therapists
HighModerate spread (IQR/P50 12%) — meaningful variation between the 25th and 75th percentile positions.
n=23,069 provider observations
$110
median
moderate (12%)Texas · CPT 90837 · Licensed Psychologists
HighModerate spread (IQR/P50 11%) — meaningful variation between the 25th and 75th percentile positions.
n=3,651 provider observations
$132
median
moderate (11%)Credential Premium
Psychologist vs. master’s-level delta
Observed P50 difference between Licensed Psychologists and Master’s-Level Therapists for CPT 90837 in Texas. Sourced from CMS TiC MRF data.
Master's-Level Therapists
LCSW, LPC, LMFT
$110
P50 median
Licensed Psychologists
PsyD, PhD
$132
P50 median
Observed delta: psychologist P50 is $22.83 higher per session than master’s-level P50 for this payer in Texas (CPT 90837).
Data Quality
Confidence and coverage
Confidence rating
High — all credential buckets
States covered
Texas
Provider observations
26,720 across all reports
Data source
CMS Transparency in Coverage Machine-Readable Files (§ 147.210)
Vintage
March 2026
Methodology
All rate observations are sourced from CMS Transparency in Coverage MRFs under 45 CFR § 147.210. Distribution metrics (P10–P90, IQR/P50 ratio) are computed from pooled statewide commercial fee-for-service claims for outpatient psychotherapy. Characterizations such as “narrow” or “wide” distribution reflect statistical thresholds (IQR/P50 < 0.10 = narrow, 0.10–0.30 = moderate, > 0.30 = wide), not editorial judgments. Full methodology →