Payer rate profile

Blue Cross Blue Shield of Texas

Rate distribution profile across 1 state — derived from CMS Transparency in Coverage MRF data, 40,845 provider rate observations.

States with data

Texas

Provider observations

40,845

April 2026 vintage

Distribution width

Moderate spread

IQR / P50 ratio — rate-dispersion shape

Psychologist premium

Observed

Exact delta in report

Rate Distribution Profile

How rates spread across the network

Texas · CPT 90837 · Licensed Therapists

5

Moderate spread (IQR/P50 12%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=23,016 provider observations · exact percentile dollars in full report

moderate (12%)

Texas · CPT 90837 · Licensed Psychologists

4

Moderate spread (IQR/P50 11%) — meaningful variation between the 25th and 75th percentile positions.

P10P25P50P75P90

n=3,643 provider observations · exact percentile dollars in full report

moderate (11%)

Texas · CPT 90837 · Psychiatric Nurse Practitioners

3

Wide spread (IQR/P50 58%) — substantial variation between network positions; rate outcome depends heavily on which network tier applies.

P10P25P50P75P90

n=10,495 provider observations · exact percentile dollars in full report

wide (58%)

Texas · CPT 90837 · Psychiatrists

3

Wide spread (IQR/P50 40%) — substantial variation between network positions; rate outcome depends heavily on which network tier applies.

P10P25P50P75P90

n=3,691 provider observations · exact percentile dollars in full report

wide (40%)

Credential Premium

Psychologist vs. master’s-level delta

Observed P50 difference between Licensed Psychologists and Master’s-Level Therapists for CPT 90837 in Texas. Sourced from CMS TiC MRF data.

Licensed Therapists

LCSW, LPC/LMHC, LMFT, DSW

5n=23,016

Licensed Psychologists

PsyD, PhD

4n=3,643

A per-session psychologist premium is present and measurable for this payer in Texas (CPT 90837). The exact dollar delta, credential-level P10–P90, and sample-weighted confidence are available in the full rate report.

Data Quality

Confidence and coverage

Confidence rating

Moderate on one or more buckets — see per-report detail

States covered

Texas

Provider observations

40,845 across all reports

Data source

CMS Transparency in Coverage Machine-Readable Files (§ 147.210)

Vintage

April 2026

Methodology

All rate observations are sourced from CMS Transparency in Coverage MRFs under 45 CFR § 147.210. Distribution metrics (P10–P90, IQR/P50 ratio) are computed from pooled statewide commercial fee-for-service claims for outpatient psychotherapy. Characterizations such as “narrow” or “wide” distribution reflect statistical thresholds (IQR/P50 < 0.10 = narrow, 0.10–0.30 = moderate, > 0.30 = wide), not editorial judgments. Full methodology →