What CPT 90837 is
CPT 90837 is the AMA billing code for individual psychotherapy lasting 53 minutes or longer. The descriptor reads "Psychotherapy, 53 minutes or more" — commonly referred to as the 60-minute psychotherapy session. The AMA defines psychotherapy as treatment of mental illness and behavioral disturbances through definitive therapeutic communication.
The 53-minute threshold is a hard boundary, not a rounding convention. A session documented at 52 minutes is CPT 90834, not 90837.
| Field | Value |
|---|---|
| Code | 90837 |
| Description | Psychotherapy, 53+ minutes with patient |
| Time requirement | 53 minutes minimum face-to-face |
| Typical session length | 60 minutes |
| Medicare rate (2026, non-facility, national) | ~$167.00 |
| Medicare rate (2026, facility, national) | ~$135.27 |
| Category | Psychiatry — Psychotherapy |
Medicare rates above are national unadjusted averages from the 2026 Physician Fee Schedule final rule (CMS-1832-F, effective January 1, 2026). Actual payment varies by locality through Geographic Practice Cost Index (GPCI) adjustments.
Who bills 90837
Licensed mental health professionals authorized to bill independently under their state's scope-of-practice law. In most states, that includes:
- Licensed Psychologists (PhD, PsyD)
- Licensed Clinical Social Workers (LCSWs)
- Licensed Marriage and Family Therapists (LMFTs)
- Licensed Professional Counselors (LPCs) / Licensed Mental Health Counselors (LMHCs)
- Psychiatrists (MD, DO) — though psychiatrists more commonly bill E/M codes for medication management
State-specific scope-of-practice rules determine which credentials can bill independently and which require supervision. Some payers credential and reimburse these provider types at different rates for the same code.
How payers price 90837 differently
Medicare publishes one national rate adjusted by locality. Commercial payers negotiate rates individually with each provider — which is why the same code, same state, same credential can produce different contracted amounts depending on the payer and the contract.
The Transparency in Coverage rule (45 CFR Part 147, effective July 2022) requires every commercial payer to publish these negotiated rates monthly in machine-readable files. RateScope builds benchmarks from those filings. See the methodology page for how the data is processed and quality-checked.
Current Texas commercial rates for 90837
Three Texas payer benchmarks are currently published for CPT 90837, drawn from each payer's Transparency in Coverage filings. All rates below are observed contracted rates for master's-level therapists (LCSWs, LMFTs, LPCs pooled).
| Payer | Median (p50) | Middle range (p25–p75) | Providers (n) | Data vintage |
|---|---|---|---|---|
| UHC (Optum OHBS) | $110 | $110–$127 | 6,569 | March 2026 |
| BCBS Texas | $110 | $105–$118 | 23,069 | March 2026 |
| Cigna | $96 | $64–$112 | 8,710 | April 2026 |
Psychologist rates for the same code run higher. UHC's psychologist median is $147; BCBS Texas is $132. Full distributions are available in each payer's report.
These figures represent currently observed contracted rates from payer filings — not projections or predictions of future rates. Individual contracts vary. See each report page for full distributions, confidence scores, and sample sizes by credential bucket.
90837 vs 90834 — when to bill which code
The boundary between 90837 and 90834 is 53 minutes of face-to-face time.
- 38–52 minutes of psychotherapy: bill 90834
- 53+ minutes of psychotherapy: bill 90837
Document exact start and stop times. The face-to-face requirement counts time spent in therapeutic communication with the patient — not total appointment time including check-in, paperwork, or documentation.
Common modifiers
| Modifier | Meaning | Usage |
|---|---|---|
| 95 | Synchronous telehealth — real-time audio and video | Most commercial payers now require modifier 95 for telehealth claims. Used with Place of Service 02 (telehealth — other than home) or 10 (telehealth — patient home). |
| GT | Interactive telecommunications | Legacy telehealth modifier. Medicare still requires GT for telehealth claims as of 2026. Some commercial payers have shifted to modifier 95. |
| HE | Mental health program | Required by some Medicaid managed care plans. |
Modifier requirements vary by payer. Check the specific payer's billing guidelines before submitting.